Insights
Explore Savja Advisory’s latest thinking on lending, strategy, credit, and financial innovation.
Explore our Latest Insights
Savja Advisory shares timely insights on lending, strategy, and credit through articles, podcasts, and industry updates, helping financial institutions and small businesses stay informed and ahead of change.
From thought leadership articles to expert conversations, we explore real-world challenges, emerging trends, and practical solutions shaping the future of financial services.
Articles & Perspectives
Concise insights and commentary on strategy, lending innovation, and operational transformation, designed for leaders navigating change in financial services.
Fintech Meetup 2026: AI, Open Banking, and a New Era for Financial Institutions
If you have ever been to Fintech Meetup, you know it feels like drinking from a firehose. Except this year, the firehose was full of AI and Open Banking. Across every vertical, from payments and banking to lending, you could feel the shift. The industry is no longer just talking about transformation; it is actively starting it.
by Faheem Savja, Principal at Savja Advisory
April 9, 2026
Is Your Credit Union's Brand Speaking to the Next Generation?
Many credit unions are facing a critical challenge—their most loyal members are aging, while younger generations aren’t engaging at the same level.
by Faheem Savja, Principal at Savja Advisory
April 7, 2026
My Internship Experience at Savja Advisory
This summer, I had the opportunity to intern at Savja Advisory, a boutique consulting and advisory firm that works with fintechs, SaaS companies, small businesses, and financial institutions. I’m driven to support businesses at major turning points, where the right strategy or financial move can define long-term success. The internship provided exactly that foundation, immersing me in the challenges and decisions that shape businesses at their most crucial stages.
by Mahir Maredia, Intern at Savja Advisory
September 6, 2025
One Year Later: What I’ve Learned Since Taking the Leap
Around this time last year, I posted on LinkedIn that I was taking a leap by leaving my full-time job and launching Savja Advisory. That post (linked here) hinted at my plans, but the truth is, I was still figuring it all out. I promised to share the journey, and while I’ve become more active online, I haven’t shared a full update. Here is my attempt at that. This is my reflection on year one of building something of my own.
by Faheem Savja, Principal at Savja Advisory
September 5, 2025
Sea.dev and the Future of SMB Lending: A Perspective from the Credit Desk
In my early years as a commercial banking credit analyst, I spent countless hours digging through financial statements, reconciling numbers, and chasing down documents. Small business lending was (and still is) one of the most rewarding parts of banking but it was also one of the most manual and frustrating. Whether it was the system being used or the process in place, every deal required long hours of data entry and back-and-forth to get to a decision.
by Faheem Savja, Principal at Savja Advisory
August 29, 2025
Free or Low-Cost tools I wish I used as a Small Business Operator
When I launched my food truck, I thought my days would be spent cooking and serving customers. I quickly realized that running a small business means taking on every role: marketer, accountant, scheduler, and sometimes even mechanic. Looking back, I see there were tools that could have saved me time, reduced mistakes, and helped me focus on growth.
by Mahir Maredia, Intern at Savja Advisory
August 26, 2025
How to Think About Debt as a Small Business Owner
The word “debt” often carries a negative (sometimes scary) connotation. Maybe you picture credit card statements piling up, someone stressed over their personal finances, or even a loan collector knocking on the door. My personal favorite? That cartoonish hitman named The Shark with gold chains and a baseball bat.
by Faheem Savja, Principal at Savja Advisory
June 29, 2025
Never Miss an Insight
Receive timely insights as we publish new research, articles, and conversations shaping financial services.
